Category

Lending/BorrowingTools

Discover Solana lending and borrowing platforms—earn yield on idle assets, unlock liquidity instantly, and deploy capital efficiently across DeFi markets.

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Learn how to use Jupiter Lend on Solana: Earn vaults with auto-routing, high-LTV isolated Borrow vaults, and Multiply leverage loops. Built with Fluid, powered by Pyth oracles, Public Beta with 40+ vaults and incentives. Step-by-step onboarding and FAQs.

Learn how Bullet brings CEX-style speed to Solana with BulletX perps, spot, lending, wallet abstraction, MEV-aware sequencing, and Solana-anchored oracles/bridges. Features, tips, and setup steps for beginners.

Explore The Arena for leveraged token trading on Solana. Create custom trading banks, manage risks, and trade with flexibility using advanced blockchain tools.

Learn how Maple Finance works on Solana. Explore syrupUSDC (yield-bearing USDC), mSOL-backed borrowing for institutions, cross-chain transfers via CCIP, integrations with Kamino/Orca, setup steps, and FAQs.

Discover RainFi, a decentralized lending protocol on Solana. Use NFTs as collateral to borrow or lend digital assets and earn interest effortlessly.

Learn how Lulo helps Solana users earn on-chain yield with Protected and Boosted deposits, Custom allocations, transparent risks, and a developer-friendly API. Supported assets include major stablecoins and SOL/LSTs.

Learn how to use marginfi on Solana: supply, borrow, e-mode for correlated assets, borrow against staked SOL (LSTs), liquidation rules, PWA access, and SDKs for builders.

Explore Kamino on Solana for automated liquidity provision and lending. Simplify your DeFi experience with innovative tools and earn rewards effortlessly.

Explore Save, the decentralized platform on Solana for earning interest and borrowing assets using crypto as collateral. Fast, secure, and transparent.

Solana Lending and Borrowing Platforms

The Solana lending and borrowing category covers protocols that let you lend or borrow on Solana. You can deposit assets (e.g., SOL, wSOL, USDC) into a liquidity pool to earn interest, or borrow by posting collateral. Markets are over-collateralized: your LTV (Loan-to-Value) determines how much you can borrow, and dropping below the liquidation threshold can trigger liquidation. Interest rates are typically variable and react to pool utilization (supply vs. demand), which also drives depositor yields.

Protocols may offer shared pools (risk spread across assets) or isolated pools (risk contained per market). Price oracles feed real-time valuations of collateral and debt so protocols can apply liquidation rules. Most UIs expose a health factor: above a certain level your position is safe; below it, liquidation becomes possible. Differences across platforms include supported assets, risk parameters (LTV, liquidation threshold), oracle design, and governance.

Why Solana? Ultra-low fees, fast finality, and seamless composability with DEXs, liquid staking, and other DeFi tools. This improves UX and makes Solana lending and borrowing approachable for beginners. Still, it’s essential to understand collateral mechanics, rate models, liquidation rules, and protocol risks (smart contracts, oracle dependencies, liquidity depth) before using any platform.

This page is educational and not financial advice. Ready to explore? Browse the tools in this category to compare markets, supported assets, risk settings, and interfaces, and find the lending and borrowing on Solana experience that fits your needs.

Frequently Asked Questions

Get answers to the most common questions about Lending/Borrowing

What is a Solana lending platform?

It’s a DeFi protocol where you can lend crypto to earn interest on your assets.

How does borrowing work on Solana?

You deposit collateral and borrow another token, usually up to a specific ratio.

Why use Solana for lending/borrowing?

Low fees, fast finality, and strong composability with other dApps. This is helpful for frequent actions or small sizes, enhancing UX for beginners.

Is this financial advice?

No. This page provides educational context for Solana lending and borrowing. Always review protocol docs and risks before acting.